... Insured Amount 保险金额 The subject matter insured 保险标的 Constructive total loss 推定全损 ...
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The insurable value of the subject matter insured shall be agreed upon between the insurer and the insured.
第二百一十九条保险标的的保险价值由保险人与被保险人约定。
A mortgagee, consignee, or other person having an interest in the subject-matter insured may insure on behalf and for the benefit of other persons interested as well as for his own benefit.
抵押权人、收货人或对保险标的有利益的其他人，除为了自已的利益外，得代表和为其他有利害关系的人的利益进行保险。
In order to recover under this insurance the assured must have an insurable interest in the subject-matter insured at the time of the loss.
在发生损失时，被保险人必须对保险标的物具有可保利益，才能获得本保险单项下的赔偿。
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