Grounded on the integration of the traditional pricing model, it put forward the mortgage loan pricing system based on risk evaluation which circles around the central effect factors.
在分析研究的基础上，针对其主要影响因素，结合现有定价模型，提出基于风险评价的住房贷款定价体系。
Moreover, it selected a case to verify the application of float price in the loan pricing which practice that float price can avoid the market-risk for Banks.
并且在方法研究的基础上选取案例来检验浮动利率在贷款定价实践中的应用情况，指出贷款利率采取浮动方式可为银行规避一定的市场风险。
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