CreditScore is the credit score of the applicant (for example, "310").

CreditScore是申请人的信用评分(例如，“ 310 ”)。

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It must be pointed out that if a letter of credit is not used by the beneficiary, it may be returned to the applicant for cancellation.

必须指出，如果受益人没有使用信用证，可以把它还给开证人注销。

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The name of the first beneficiary may be substituted for that of the applicant in the credit.

可以用第一受益人的名称替换可转让信用证中申请人的名称。

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The form would also be signed by the applicant promising not to use information disclosed pursuant to the form for any purpose other than making credit or employment decisions concerning the subject.

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Now, under a Fair Credit Reporting Act rule that took effect Jan. 1, lenders must either tell those who apply for credit exactly what score was used, or explain how credit reports were used if the applicant doesn't receive the best terms available.

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