The paper aims systematically at investigating how to use public credit registry(PCR) to serve capital regulation of banking system under Basel II.

本文的目的是讨论如何利用征信体系中的公共信用信息系统（PCR）服务于新巴塞尔协议意义下的商业银行资本监管。

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The credit company and other kinds of public credit system is a guarantee to the good operation of modern finance system.

征信公司和公共征信系统是现代金融体系良好运作的制度保证之一。

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Conclusion: in this paper, I build a credit evaluation system for public hospitals to improve the traditional methods of evaluation of public hospitals; there is a new element-credit to join.

结论：通过构建一套公立医院信用评价体系，特别是将信用加入其中，可改进传统的公立医院评价方法。

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These range from the introduction of the Oyster card system on public transport in London, the National Transplant Database and the Pension Service's Pension Credit system.

BBC: Hand on computer mouse