The Banks will face the risk of losing loan, so the Banks are unwilling to grant the loan, and reflecting the phenomenon of "sparing loan".
银行可能面临无法收回贷款的风险，所以银行不愿发放贷款，出现了“惜贷”现象。
The "sparing loan" of state-owned commercial bank has reflected series of issues such as the inferior credit circumstance, the big credit risk and the deficient management mechanism and etc.
国有商业银行“惜贷”折射出信用环境不佳，信贷风险大和管理机制缺陷等问题。
应用推荐