The application of DM technique to banking consists of four components: customer relationship management, risk management, credit grade evaluation, and service analysis and forecasting.

数据挖掘技术在银行领域的应用有四个方面：银行客户关系管理、银行风险管理、银行信用等级评估、银行服务分析和预测。

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Credit cooperatives: provide banking service.

九信用合作社：经营银行业务。

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Last year, 24% of complaints dealt with by India's new Banking Ombudsman complaints service were about credit card debt.

BBC: India's middle class struggles with personal debt burden

Mobile commerce is driving the requirement for mobile remote payments, creating new revenue potential for businesses involved in the value chain including Communications Service Providers, banks and credit card companies, transport operators and merchants and also postal operators who have diversified by offering banking services and mobile services through their vast networks.

FORBES: Never Go to the Post Office Again