The interest rate of bank's loan is higher than that of deposit or savings.
银行贷款的利率高于存款或储蓄的利率。
Instruments like savings accounts and certificates of deposit pay a small rate of interest. They carry little risk.
像储蓄账户和存款证这样工具支付的利息很低，他们承担的风险也很小。
The continued strong depositors appetite for savings deposits in part reflected the narrowing of the interest rate spread between the short-term time deposit rate and the savings deposit rate.
存户将资金存放为储蓄存款的显著趋势持续，部分反映短期定期存款与储蓄存款之间的息差收窄的情况。
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