Through an analysis of premature withdrawal, the corresponding interests payment and the following impacts on bank risk compensation, this paper studies the issue of deposit interest rates pricing.
本文通过分析存款人提前支取及其付息情况对银行风险补偿的影响来研究银行存款利率定价问题。
Revenues that Banks earn as compensation for risk-bearing - the spread between loan and deposit rates on their loan book - are accounted for as output by the banking sector.
作为风险承担补偿金的银行业所获收入(贷款账面上存贷款利差)被算做银行业产值。
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