credit risk classification system 贷款风险分类体系
The paper is beneficial in operation of risk-based loan classification and in the improvement of the risk-based loan classification criterion system .
通过本文研究，对提高贷款风险分类工作的可操作性，完善贷款风险分类标准体系，将起到一定有益作用。
Article 8 Banks shall institute the prudent system of provisioning for loan losses based on risk-based classification of loans.
第八条银行应以贷款风险分类为基础，建立审慎的贷款损失准备制度。
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