Their actual return, of course, has mostly been negative. Over the past decade, equity investing hasn't offered much of a premium.

他们中的大多数人的实际回报率都不那么理想，在过去的十年里，股市并没有提供太多的利润。

youdao

The most popular life-insurance products tend to be simple: pay a premium for 10-15 years and get a return, plus protection for your family in the case of death.

最受欢迎的人寿产品往往十分简单：在10到15年中缴纳保费，就能获得收益，万一遭遇不幸，家庭还能获得额外的赔偿。

youdao

The bonds can be viewed as a kind of catastrophe insurance for which a premium is received in return for a small chance of a big loss.

债券可以被看做是一种可能带来灾难的保险，因为它可以获得报酬，同时遭受严重损失的概率又很小。

youdao

Predictably, he's wary of return-of-premium policies and the specious appeal of getting a 100% refund.

FORBES: Making Life Complicated

The latest variation, described on page 72 by Carrie Coolidge, is called return-of-premium term insurance.

FORBES: Making Life Complicated

One challenge when evaluating tech stocks in this particular segment is finding a discount rate (required rate of return) that includes enough of a risk premium.

FORBES: Amazon & Rackspace In Cloud Bubble?