Branson would not be who he is today if he decided to play it safe and put up with the grueling and useless days of schooling.

FORBES: Never ask for permission to do something remarkable

If you want to play it safe, one smart choice would be to buy the Vanguard Total World Stock Index Fund, which, as the name implies, tracks an index of the global stock market.

FORBES: Is the U.S. Debt Level Unsustainable?

If you really want to play it safe, you (or your preparer) can call the IRS to double check that your payment is lined up.

FORBES: Whoops! IRS Sends 200,000 Balance Due Notices By Mistake