Personal commercial housing loan means a loan lent by any bank to the borrower for it to purchase a self-operated commercial housing or a self-used official housing.
个人商业用房贷款是指银行向借款人发放的购置自营性商业用房和自用办公用房的贷款。
This is our country commercial bank perfecting personal housing loan risk management system to provide certain reference significance.
以此为我国商业银行完善个人住房贷款风险管理体系提供一定的参考意义。
This article mainly through study carefully for individual housing credit risk of our commercial bank loan, sums up some suggestion in the prevention of personal housing loan credit risks.
本文主要是通过对我国商业银行个人住房贷款信用风险的仔细研究，总结出防范个人住房贷款信用风险的一些议建。
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