Article 88 the sum specified on a cheque sighed and issued by the drawer shall not exceed the actual balance of the drawer's deposit in the paying bank at the time of payment.

第八十七条支票的出票人所签发的支票金额不得超过其付款时在付款人处实有的存款金额。

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For example, paying by direct debit with online bills would be cheaper than receiving a paper bill and paying by cheque.

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