Apparently some people in the music business hope to retroactively convert it away from publishing, by getting listeners to pay for subscriptions.

显然有音乐行业的人们希望反过来，不再依靠销售唱片获利，而是让听歌的人订阅唱片。

youdao

But if you don't pay off the whole balance in the allotted time, you'll typically have to pay interest on the entire amount you initially charged retroactively often at a higher rate than a typical credit card, says Odysseas Papadimitriou, chief executive of credit-card comparison website CardHub.com.

WSJ: 12 Debt Myths That Trip Up Consumers