Payday loan companies justify the charges by noting that they are serving a riskier part of the population, with less documentation and fewer ties to the community.
Bankers justify the charges by noting that most banks provide ATMs free to their own customers and thus must find some other way to recover the cost of deploying the machines.
In a statement on Tuesday, Mr. Thurlbeck said he was "surprised and disappointed" by the charges, noting that he has always operated under strict guidance and advice from the News of the World's lawyers and editors.