Where the losses in a traffic accident are caused intentionally by the driver of a non-motor vehicle or a pedestrian, the driver of the motor vehicle shall not bear liability.
交通事故的损失是由非机动车驾驶人、行人故意造成的，机动车一方不承担责任。
The occurrence of the insured′s non-interest due to the claim by a third party should be recognized as the insurance accident of liability insurance.
故以第三者请求为标志的被保险人不利益的发生，应构成责任保险的保险事故。
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