When there is no lending, families can't afford to buy homes or cars. So businesses are forced to make layoffs.

没有了贷款，家庭还何以买房买车，企业也不得不裁员。

youdao

When Kevin Nichols, a paralegal, saw signs the San Francisco law firm he worked for would have layoffs, he knew he needed to make new connections in order to find a new job.

当律师助理凯文·尼科尔斯(Kevin Nichols)发现他就职的那家旧金山法律事务所有裁员的迹象时，他知道他需要建立新的人际关系，好找到一份新工作。

youdao

When there's no lending, families can't afford to buy homes or cars, so businesses are forced to make layoffs.

CNN: Obama speech to Congress focuses on economy

It points out that most such systems make layoffs artificially cheap for firms.

ECONOMIST: The crunch may entrench unemployment

So businesses are forced to make layoffs.

NPR: Obama's Address To Congress