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Instead, the FTC recommends writing a letter and sending it and copies of supporting documents via certified mail to the credit bureau.
WSJ: Getting Going: How to Fix a Credit-Report Error
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It also supports a parasitic economy of card marketers, credit scorers, collection agencies, junk-mail printers, letter carriers, financial reform lobbyists and yacht-sailing antitrust lawyers.
FORBES: The Best Cash-Back Card Ever
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Here's why: In the next few months, you may get a letter from your credit card company, insurance agent, or broker that looks like a piece of junk mail.
CNN: How to fight privacy looters