It hoped 4m-5m borrowers would qualify but by May only 810,084 had participated, a mere 7% of whom had an LTV ratio of more than 105%.

HARP相信能有4百到5百万的借款人具备申请资格，但到5月为止，该项目只有810,084人参与，并且仅有7%的借债人享受到了超过105%的房价贷款比率。

youdao

The critical thing is the loan-to-value ratio, or LTV.

其中关键的一点是贷款价值比率，或者简称ltv。

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Determining certain interest rate and loan to value ratio (LTV) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan.

存货抵押贷款中，信用风险主要来源于抵押物价格和流动性风险，信贷人确定适当的利率和贷款价值比能够有效缓释信用风险。

youdao

The critical thing is the loan-to-value ratio, or LTV.

其中关键的一点是贷款价值比率,或者简称LTV

耶鲁公开课 - 金融市场课程节选

Brad Coffey, head of corporate development for the company, likens the formula to a machine: Put a dollar in at the top and the LTV:CAC ratio will tell you roughly how many dollars come out at the bottom.

FORBES: In Defense Of The Lifetime Value (LTV) Formula

After a deed-in-lieu of foreclosure, preforeclosure sale, or short sale, there is a mandatory waiting period of two years for a loan with an 80% maximum LTV (loan-to-value ratio), or four years for a loan with a 90% LTV.

FORBES: Getting A Mortgage After Short Sale or Foreclosure