Rather than negotiate a loan once a country is already in dire straits, the IMF would offer a contingent line of credit.

IMF提供一种前瞻性的信贷限额，而不是等一个国家陷入窘迫才与它商谈贷款。

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You can obtain the loan as a lump sum payment, a fixed monthly amount or as a line of credit that you use whenever you need it.

你可以得到一笔贷款金额每月固定金额或作为信贷额度，只要你用你需要它。

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If you need to apply for any kind of loan - financial aid for college, a mortgage, or line of credit for a business, as a few examples - your timing will be perfect.

如果你需要的任何种类的贷款申请-经济援助的大学，抵押，或一个企业的信用额度几个例子-你的时间，将是完美的。

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For that reason, financial advisers continue to advise borrowers to exhaust every other option a home-equity line of credit, a loan from a family member or a high-interest credit card before pawning anything.

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Taking out a loan, or a line of credit, or a home equity loan, or even a loan from your dad.

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And if borrowers place some of the withdrawal from a home-equity loan, a line of credit or cash-out refi in a bank or brokerage account, it will likely lead to a smaller financial-aid package for the next academic year.

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