You certainly don't need to schedule out every day of the month ahead – but spending just a few minutes planning can have a huge impact.

倒不是说你要为未来一个月的每一天制定详实的计划，但花几分钟时间大致安排一下，你的生活就会大不一样。

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Or sometimes you just feel like planning ahead and allocating resources.

又或者，你有时发现自己像是在预先计划以及分配资源。

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Yes, planning ahead is always recommended but thinking that you can actually be able to prepare for absolutely everything is just plain foolish on your part.

的确，人们总是会建议别人做事之前先作打算，但试想一下，能够把准备工作做到滴水不漏纯粹只是你荒唐的南柯一梦罢了。

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"To us, it's better to just do it rather than planning 10 years ahead and telling everybody what they need to do, " Mr. Koslow said.

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And so, just as important as preparing financially for retirement, planning ahead to maintain and build new social connections can be a crucial part of smart retirement preparation.

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