Billion, up 16.7 percent. The interest rate on loans was lowered in due course, helping reduce the burden on enterprises.

适时下调贷款利率，减轻了企业负担。

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Another reason the more important is that employees receive a special low interest rate on loans, usually one percent below prime rate.

另一个原因更重要，就是职工可享受特殊的贷款利息率，较之最优惠利息率一般还要低去百分之一。

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So far, the effort seems to be paying off - the interest rate on loans to Madrid is 5.2%, which indicates that the market judges its creditworthiness to be somewhere between Berlin and Lisbon.

至今为止，各方努力已初显成效，马德里方面借贷利率为5.2%，证明市场对其资信价值的判定介于柏林和里斯本之间。

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Just as a poor credit risk has to pay banks a higher interest rate on loans, so a company or government that is a poor credit risk has to pay a higher yield on its bonds in order to entice investors to buy them.

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And once that comes down, the interest rate on all sorts of other things comes down, like the interest rate on car loans or credit cards.

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These loans may offer protection from rising interest rates, because unlike traditional bonds, the interest rate on these loans adjusts (usually every 90 days) based on changes in a benchmark rate (usually LIBOR).

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