And, given time, your expenses will begin to decrease - the mortgage will be paid off, the children will eventually grow up - or perhaps you'll inherit assets from your parents.

随着时间，你的开销会逐渐降低——你付清了抵押贷款、孩子也长大自立了——或者你会从你的父母那里继承到一笔财产。

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For example, in many countries, women are not entitled to own property, inherit land or other assets.

例如，在许多国家，妇女无权拥有财产、继承土地或其它资产。

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Most obviously, young clients' wealth can grow significantly as their income grows or they inherit assets.

WSJ: Adviser Rich Hilow: Advising the Young is Good for Them��and Me

"As well as being fairer to those who inherit assets, this reform would also benefit those born with nothing, through a beefed-up Child Trust Fund, " said Mr Maxwell.

BBC: NEWS | UK | Proposal to tax rich at 50% rate

As this generation passes, its children will very likely inherit homes and other assets, laying the financial foundation for the next generation.

NPR: 'Minding Your Money,' Part 1