Home Credit is headquartered in the Netherlands, but almost all of its business is in retail lending in emerging markets, including Russia, Vietnam, and China.

家庭信贷总部在荷兰，但是它的所有业务差不多都是在新兴市场的零售业借贷，包括俄罗斯，越南和中国。

youdao

China CITIC Bank Credit Card customer service department already has a high reputation at home and abroad, are widely recognized by industry and the community.

中信银行信用卡客户服务部在国内外已具有较高知名度，得到业界和社会的广泛认可。

youdao

Tight credit markets at home and sluggish markets outside China made everyone cautious.

FORBES: China Outbound M&A In 2011

China has slapped curbs on home purchases and tightened credit to developers and buyers.

WSJ: China Developers Expect Property Prices to Fall

Hit by tightened credit channels and administrative curbs on home purchases, growth in property construction starts, investment and sales in China slowed in 2011.

WSJ: China Sees Drop in Property Prices