When fire and theft premiums rise, those who really need insurance still pay up.
当失火和盗窃的保险费上升，那些真正需要保险的人仍会全部付清。
Automobile insurance compensates only not for fire and theft but also for damage caused by a collision and for injury to victims of an accident.
汽车保险不仅对失火和被窃进行赔偿，而且对撞车事故造成的损坏和事故中受伤的受害人也进行赔偿。
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