Every family situation is different, but it is important that each family give adequate thought to planning its financial future.

每个家庭的情况各不相同，但重要的是每个家庭都要对未来的财务计划给予充分的考虑。

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In Kenya, for example, as a result of diminished financial support for family planning and increasing fertility, the country's projected population in 2050 is set to reach 83m, from 54m.

ECONOMIST: Population booms, and busts

We opted for Vanguard Group and asked that its Personal Financial Planning Services program review our test family's finances.

FORBES: What's the Plan?

Dr. Barbara Lips, on the other hand, says children should be involved in financial planning, but should not be made aware of family money problems at a young age.

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