"These complications are the equivalent of a failed stress test," she says. Doctors use exercise stress tests to diagnose heart disease.

“这些并发症相当于失效的压力测试，”她说道，医生通过压力测试来诊断心脏病。

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It is second such set of stress tests for insurance companies, which shadow a similar exercise being carried out on the big banks by the European Banking Authority.

BBC: Europe's insurers found to be 'robust'