For a few years, my primary Web browser was running under emulation (to say nothing of word processors, document converters, and even credit-card processing software).

近几年，我的主要的Web浏览器就一直在模拟环境中运行(更不用提字处理器、文档转换器，甚至信用卡处理软件)。

youdao

Software Card Emulation in NFC-enabled Mobile Phones: GreatAdvantage or Security Nightmare?

NFC手机上基于软件的卡模拟 重大利好还是安全噩梦？

youdao

We may well see Apple face similar challenges but my expectation is that they will at least to start with have a very slick experience between apple devices as well as support card emulation for mobile payments.

FORBES: Apple Will Lead The Way In NFC; Why Rivals Must Act Now