Credit history is a credible signal: it is hard to fake, and, presumably, those with good credit scores are more likely to make good employees than those who default on their debts.

信用历史是一个可信的信号：它难以造假，而且，可以假定，信用得分良好的人比债务违约的人更有可能成为好雇员。

youdao

However, it is still good to keep out of debts and keeping credit history clean.

不过，它仍然保持了良好的债务信用历史，保持清洁。

youdao