A crack in the sidewalk represented the opening of a grave, and stepping on a crack meant inviting death to your family.

人行道上裂缝，代表坟墓的开口，踩上裂缝意味着给家人带来死亡。

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The insurance plan will provide substantial cash benefits to your family in case of your death.

投保人一旦死亡，该项保险将给其家属支付相当可观的保险金。

《牛津词典》

A life insurance agent will help you determine an amount of insurance needed to protect your family or business in the event of your death.

人寿保险代理将会协助你确定，在你死亡以后，为了保护你的家人或者企业所需的保险金额。

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But in general, when your death is of more interest to family, friends, colleagues and your immediate community, the text of an obit is written by the loved ones themselves, who make no pretense of (and have to reason to aspire to) objectivity.

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People tend to buy life insurance and then forget about it but a change in your financial situation or a birth, death, marriage, or divorce in your family could require you to update your beneficiaries or the amount of insurance you need.

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If you die, you can pass it on to your family members, and there's nobody talking about death panels.

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