The sting from that sustained tightening has been felt most harshly by small- and medium-sized enterprises, which struggle to get bank credit even at the best of times.

持续的紧缩已经让那些即便在最有利的情况下也争先向银行贷款的中小型企业深深地体会到了痛苦。

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The Mobile Law also required a doctor's examination for all lodge members and forbade all "speculative" enterprises such as the extension of credit to members.

流动法还要求对所有分会成员进行医生检查，并禁止所有“有投机行为”的机构，例如对会员延长贷款期限。

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But Andrew Kassoy, a co-founder of B Corporation, a network of social enterprises, says the credit crisis may actually be an opportunity.

但是，B公司（B Corporation，这是一个社会企业联盟）的合伙创始人Andrew Kassoy认为，信用危机也许会是一个契机。

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Thus, Lardy looks at bank loans by firm size, assuming private firms are mostly small enterprises, and finds that their share of new loans made under the stimulus program exceeded credit going to larger enterprises.

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For example, some believe the government had little choice but to step in and take over the insolvent Fannie and Freddie enterprises, and the TALF program perhaps contributed to the flow of credit during the worst days of the financial crisis.

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But, whether we like it or not, our economic recovery depends on bankers oiling the wheels of capitalism by providing credit to productive enterprises and deserving households.

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