It is now free for organizers to collect money with their groups, and free for all contributors using their debit card for payments (a standard 3% processing fee still applies for credit CARDS).

发起人可以免费为他们的公司筹资，而参与者也可以免费用他们的借记卡进行支付(信用卡仍需3%的手续费)。

youdao

Some of the more pessimistic commentators see the recent credit excesses as the inevitable consequence of a system based on paper money and call for the return of the gold standard to prevent future crises.

ECONOMIST: Central banks and the bullion price