One of the key steps for the modeling of enterprise credit assessment is the selection of its evaluation index system. It affects directly the prediction accuracy of the model.

评估指标体系的确定是企业信用评估的一个关键环节，指标体系选取的好坏直接影响模型的预测准确率。

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This empirical research shows the model completes the credit evaluation system, provides a more reliable basis for the users' trading decisions, and reduces the credit risk in the transaction.

实例数据分析表明：该模型完善了信用评价系统，为用户的交易决策提供了较可靠的评判依据，降低了交易中的信用风险。

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