I am from China, actually in the past I was a typical Chinese who is very conservative, shy, modest and restrained, I have been influenced by Chinese culture deeply.

我来自中国，实际上在过去我是一个典型的中国人是非常保守的，害羞，谦虚和克制，我已深深地受到中国文化的影响。

youdao

But anybody knowing anything about Chinese accounting practices knows that number is probably just a very conservative number.

但是对中国的会计处理有任何了解的人都知道这个数字很可能还只是一个保守数字。

youdao

Despite the recent lending boom, Chinese banks' mortgage lending is still very conservative compared with that in America at the peak of America's housing bubble it was easy to get a mortgage for 100% or more of the value of a home.

ECONOMIST: Is the economic stimulus too much of a good thing?