In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash.

在一个信用体系，卖方同意出售的东西不需立即接受现金。

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The Federal Reserve said it sold $1.15 billion in deposits in the first test of a credit- tightening tool it may use to drain a near-record amount of cash from the banking system.

美联储表示，已经出售11.5亿美元定期存单，作为信贷紧缩机制的首次测试，美联储可能以此从银行体系抽离大量资金。

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Alibaba has also outflanked the opposition in online payments. Aware that most Chinese do not have credit CARDS, Mr Ma introduced AliPay, a system that keeps cash in escrow until goods arrive.

阿里巴巴在网上支付的领域又棋胜一筹，意识到大多数的中国人没有信用卡，马云推出了支付宝，它可以在到货之前将所付金额一直交由第三方保管的支付系统。

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Despite several rate cuts by the Federal Reserve, and additional efforts by the central bank to pump cash into the banking system to ease the credit crunch, banks are still finding the need to raise additional capital by either slashing their dividend, as National City Corp. did last week, or selling stakes to outside investors.

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Despite several rate cuts by the Federal Reserve, and additional efforts by the central bank to pump cash into the banking system to ease the credit crunch, banks are still finding the need to raise additional capital by either slashing their dividend, as National City Corp. (nyse: NCC - news - people ) did last week, or selling stakes to outside investors.

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The frugal, who pay in cash, also suffer a net loss from the existing credit card system.

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