General insurance can be grouped into direct business and reinsurance business. Major types of insurance service include property damage, general liability, accident and health and motor vehicles.

一般保险可分为直接保险及再保险业务，主要包括财产损坏、一般法律责任、意外及健康，以及汽车等保险服务。

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First, it introduces the formation of American business insurance, that is, life insurance, accident and health insurance, property and liability insurance.

首先，作者介绍了美国商业保险的构成，即人寿保险、意外和健康保险、财产和责任保险。

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In the event of an attack, are we covered under our standard business liability insurance policy?

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It is on the condition that the group of business owners ensures public liability insurance is in place.

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Many prudent small business employers manage this risk by buying Employment Practices Liability (EPL) Insurance, which can cover legal fees and liability for employment claims.

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