...美国或将提高持有经纪存款的银行保险费 路透18日消息,美国联邦存款保险公司(FDIC)周五表示,持有经纪存款(brokered deposits)的银行所需支付的保险费或将被提高,以补充相关储备金,这部分储备金主要用以担保储户在破产银行的存款。
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Often start-up banks rely on brokered deposits to get their businesses moving and then wean themselves off them.
FORBES: Bad News Banks
It accepts brokered deposits and then invests that money in high-quality vehicle loans made to GM customers and dealers.
FORBES
"All deposit insurance is a moral hazard, and brokered deposits are a moral hazard, squared, " says Alex Pollock, a former head of the Federal Home Loan Bank of Chicago and now a fellow at the American Enterprise Institute.
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