This could result in an accumulation of new nonperforming loans in the banking system, setting back a good deal of the progress that has been achieved in recent years.

这可能导致银行体系积累新的不良贷款，使近年来取得的进步付之东流。

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The company nearly collapsed by the 1990s due to management shortcomings, a downturn in the nation's banking sector and nonperforming loans topping 54% of its portfolio.

WSJ: Using Small Loans to Generate Big Profits

One nearly inevitable consequence was a rise in nonperforming loans sharp enough to threaten the viability of the Chinese banking system.

WSJ: China's Consumption Conundrum