In general, it is far easier for a bank to develop a reputation and trust in the market economy, than for an individual depositor to develop an equivalent brand name.

一般而言，银行更容易在市场里建立声誉和信任度，而个人要想达到同样的程度就要难上许多了。

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A depositor is a person who deposits money in a bank.

存款人是指将钱存入银行的人。

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The main bank as a market also should follow the rules of market economy, and the depositor also should take the risk by their deposit.

银行作为一个市场主体同样要遵循市场的经济规律，存款人也同样要承担存款带来的风险。

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Early Islamic banks tried operating on these bases, with risks and losses shared among bank, depositor and borrower alike.

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Presently, the money becomes the property of the bank and the depositor receives a demand note.

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Under that decision, money deposited into a bank is the property of the bank and the depositor holds a demand note in return.

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