从表面上看，银行降低经营风险是要维护自身利益。
Banks are ostensibly acting in their own self-interest by cutting back on risk.
对于虚拟企业来说，信任可以节约交易费用、降低经营风险、提高运作效率。
As to virtual enterprise, trust can cut down transaction costs, reduce the operation risk and enhance running efficiency.
同时，探讨了洪水保险的经营风险，并建议通过扩大承保面、实施洪水再保险来降低经营风险。
In the mean time, the business risk of flood insurance has been discussed and lowered via extending insurance coverage and practicing reinsurance.
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