传统诈骗包括利用通讯网络技术手段，但针对特定人。

Traditional fraud, including the use of communication network technology, but for specific people.

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Computers, the Internet, and communication devices are fundamental to financial progress and they make things possible that wouldn't have been possible before.

计算机,网络,通讯设备,是金融进步的基础,正是这些技术使得过去不可能的事情,如今变成了现实

耶鲁公开课 - 金融市场课程节选