更令人担忧的事情是，如果您的公司已倒闭，并最终不得不从养老金保障基金（Pension Protection Fund）取出退休金的话，您能得到的只是所存全部金额的90％。
More worrying, she says, is that if your company fails and you end up having to claim your pension through the Pension Protection Fund, you will only get 90% of what you had saved.
他们给了我们社会保障并且他们告诉我们，他们在我们能支付钱的地方建立了一个体系，并且当我们退休的时候我们可以拿到退休金。
They gave us Social Security and they told us they were setting up a system where we could pay our own money in, and when the time came for our retirement we could take the money out.
人口老化、退休金养老金系统不完善，以及五亿劳动者没有保障，这将严重影响经济的增长。
An aging population, an underfunded pension system, and half-a-billion workers who aren't covered could be a drag on economic growth.
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