倘若我们作出批核，则我们同意提供不超过信贷限额的分期贷款。
If we issue an approval, we agree to provide an instalment loan up to the credit limit.
倘若我们作出批核，则我们同意提供不超过信贷限额的循环贷款。
If we issue an approval, we agree to provide a revolving loan up to the credit limit.
倘若循环贷款户口的欠款结余超过信贷限额，我们可按服务收费表或贷款协议书征收超额贷款费用。
If the balance owing on the account for the revolving loan exceeds the credit limit, we may charge an overlimit fee as set out in the service fee table or Loan Agreement.
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