货币资本的借贷是资金盈余者为了获得一定的收益，在一定时期内，将货币资本的使用权转让给资金借入者的行为。
Currency lending capital is a surplus of funds in order to obtain a certain amount of revenue a certain period of time, the right to use capital money for the transfer of funds to borrow.
1978年沙特将部分盈余资金转换为瑞士法郎和德国马克，而不是以美元形式持有，实际上一度将美元转为德国马克。
In 1978 Saudi Arabia placed some surplus funds into Swiss francs and German marks, instead of holding them in dollars, and at one point actually moved money from dollars to marks.
遗憾的是，由于巨额资金流入以及经常账户盈余，这些政策无法遏制中国外汇储备的持续迅速增长。
Sadly, none of these has worked. With large capital inflows and a current account surplus, China's foreign exchange reserves have continued to rise rapidly.
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