核心提示：美国银行和第一资本金融银行（Capital One Financial ）报告指出，12月信用卡撇帐率有所增加。但是摩根大通银行和美国Discover金融服务公司均报12月信用卡撇帐率由所下降。
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分析家们说，主要信用卡发卡行(如花旗集团，美国银行，摩根大通和第一资本金融公司)的利润将会因该条例草案受损。
Analysts said the profits of major card issuers such as Citigroup, Bank of America, JPMorgan Chase and Capital One would be hurt by the bill.
我们最有可能在金融领域看到这种做法，制定银行资本金要求、会计制度和信用评级方面的标准，将促进全球经济复苏。
We are most likely to see this in the financial realm, where setting standards for the capital requirements of Banks, accounting systems and credit ratings would facilitate global economic growth.
新成立的金融政策委员会可以提高银行的资产流动性和资本金的要求，还可以限制某些类型的贷款——比如，限额按揭。
A new Financial Policy Committee will be able to tweak Banks' requirements for liquidity and capital and may limit certain types of lending-by capping mortgages, for example.
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