资产与负债的不匹配性 asset-liability mismatch
日本寿险公司倒闭的主要原因在于利差损，利差损产生的根源归根结底是由寿险公司的资产负债不匹配引起的。
The major cause of the bankruptcy of the Japanese life insurance companies lies in the spread loss which is rooted in the mismatch of assets and liabilities.
同时商业银行短借长贷资产负债严重不匹配的根本特征决定了商业银行是风险的集散地。
Besides, the basic characteristic of non-matching between the short-term asset and liability determines that commercial Banks are the risk center.
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