董事责任保险(Directors and Officers Liability Insurance 简称D & O Liability Insurance或D & O Insurance)，是指以董事或高级职员对公司及债权人应负担的民事赔偿责任为标的的一种保险。
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目前我国董事责任保险合同的责任范围比较窄，无法满足现实的需要。
The scope of insurance coverage and exemption are the most important parts of the contract of directors'and officers'liability insurance.
董事责任保险合同的主要内容包括保险责任范围、除外责任、保费的负担等。
The main terms of D&O insurance contracts includes insurance coverage , insurers' exclusive liability and the distribution of insurance premium.
董事责任保险制度承认第三人对保险人的直接请求权，符合董事责任保险制度的发展趋势。
It is accord with the development trend of directors' liability insurance to admit the direct claim from a third party to the insurer.
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