第二章描述了美国互联网银行的前景，其内容主要采用国家货币银行监察署审计办公室的提供的信息。

Section II describes the Internet banking "landscape" in the United States, drawing heavily on information collected by Office of the Comptroller of the Currency (OCC) national bank examiners.

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Google刚刚宣布现在他们可以利用世界银行的公开数据来为“巴西妇女生育率”、“美国互联网用户”等查询问题提供相关图表。

Google just announced that it now USES public data from the World Bank to display graphs for queries like "children per woman in Brazil" or "Internet users in the United States."

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其实，这种虚拟银行的雏形早在1995年就已经在美国出现。 它的名称是“安全第一网络银行”，堪称世界第一家国际互联网银行。

Actually, the rudimentary beginnings of a virtual bank appeared in the US in 1995 as the Security First Network Bank, the world's first Internet bank.

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