反倒是在决定如何花钱的时候，最需要人的智慧和经商能力。

Intelligence and business ability come in strongest when a decision is to be made as to how money shall be spent.

youdao

这明显影响到了零售商的经商能力，真的影响到了他们的生活。

This significantly impacts retailers on their ability to do business and has a real impact on their livelihood.

youdao

经商就有竞争。你的实力在于你在拥有天赋的领域的工作能力。

In business there's going to be competition, your strength lies in your ability to work in an area where you have a natural advantage.

youdao