...18日之后,将房权抵押给TD,或在2011年12月10日之后抵押给ING,上述两家银行会将贷款注册为组合按揭贷款(collateral mortgage),在到期时是不能做“转贷款transfer/switch”的,转银行时必须有法律服务介入,所以只能做“重做贷款/re-finance”。
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而银行和CMHC一起为按揭者的剩余组合资产提供保险。人们获得的按揭贷款遵循了严格的标准,这使得加拿大人诚肯踏实。
The Banks insure the rest of their portfolios with the CMHC, which keeps them honest by applying strict standards to the mortgages they guarantee.
面对另一个季度的大亏损,它一直在其最坏的资产(一毒性商业按揭贷款组合)和其最佳资产(其资产管理部门Neuberger Berman)的现况中叫卖。
Faced with another big quarterly loss, it is hawking around both its worst assets (a toxic commercial-mortgage portfolio) and its best (Neuberger Berman, a fund manager).
按揭证券公司奉行审慎的购买准则,确保按揭贷款组合的资产质素达到最高水平。
The HKMC operates prudent purchasing criteria, with the aim of ensuring that its portfolio remains of the highest asset quality.
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